Payday Loans 4U

Payday Loans 4u search the leading payday lenders in the UK in a matter of seconds using one quick, simple application form. Our payday loan system will systematically apply with one lender after another until your loan request is accepted. This will increase your chances of being accepted for a payday loan and also save you time from potentially having to apply at multiple sites.

To apply with Payday Loans 4u you must:

• Earn £500 or more per Month
• Be Employed
• Have a UK Bank Account!

What is a Payday Loan?

A payday loan is a short term loan which is repayable in full on your next payday. Payday loans are for relatively small amounts in comparison to normal loans: generally up to £1000.

How much does it cost to borrow?

Our typical interest charge is £29 per £100 borrowed, per month. This equates to 2120% Representative APR Variable. For clear information on our payday loan fees visit our charges page.

When Do I have to repay?

As suggested by the name you will have to repay on your payday! If your payday is in less than 10 days then some lenders will not expect repayment until your following payday. This will depend on which lender accepts your application but you will always be given confirmation of the exact repayment date before you take the loan.

Do you need a good credit rating?

You by no means need a perfect credit rating to be accepted by one of our lenders. We are able to accept people with good, bad and average credit ratings so if you are unsure apply and find out!

Do you only search direct payday loan lenders?

The vast majority of loan lenders within our system are indeed UK based direct payday loan lenders. There are one or two brokers set up within the system but you will always be given confirmation of who has accepted your application before you take the loan.

Do you use credit checks?

Some of the lenders in our system will use credit check s while some will use other methods to establish your suitability for a loan. If you make an application through payday loans lenders only website though then you will be subject to a credit check.

Can I borrow for more than one month?

When the payday loans are setup they are automatically repayable on your next payday i.e. 1 month or less. Many of our lenders will allow you to carry over all or part of your loan until the following month but you will have to contact them after being accepted for the initial loan to arrange this.

If you need to borrow for more than one month then a payday loan may not be the best solution for you as they are intended to be short term in nature.